Investment & Insurance Services in Ontario

Mutual Funds
We work with leaders in the industry. We look for long term track records, we strive to personally meet with the money managers we work with, look at ways to reduce fees, analyze risk to ensure that your goals are met. Full access to your advisor, open communication and transparency are essential to success in our opinion. We can protect non-registered funds to ensure timely disbursement to your beneficiaries.

Segregated Funds "Power of Naming a Beneficiary"
Did you know that by naming a beneficiary on non-registered assets you can ensure that those assets are private and do not go into the probate process? This could save you thousands of dollars.

You can not add a beneficiary designation to a GIC provided by a bank, trust company or credit union.

In 2009 the Federal government announced the creation of the Tax Free Savings Account. This is a valuable planning tool for an emergency fund or long term retirement planning. There is a special tax advantage for spouses named as successor holders on these plans. It is important to work with a professional intentions are properly documented.

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit (DTC).

We all want our children to have a better chance at life than we did.  What better way to ensure this than to save for this specific purpose?  HRDC will pay a 20% grant on contributions and under certain circumstances will pay additional grant and a Canadian Learning Bond to families with low income.  Find answers here to commonly asked questions about RESPs.

In our current environment, leaving your company pension with your company is taking a risk.  Current reports suggest that many company pensions are grossly underfunded.  You need to know the advantages and disadvantages of keeping your pension with your company or commuting the value so you have control.

I look for companies that have a history of paying a great rate of interest to you.  There are no fees to deposit or withdraw money to these accounts.  Personal and Corporate accounts are welcome.